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NIFA Welcome Home Loan Program

Nebraska Investment Finance Authority (NIFA)

available homebuyer

About This Program

Below-market interest rate first mortgage for first-time homebuyers (or those who haven't owned in 3 years). Pairs with Homebuyer Assistance for down payment. Household income limit $175,500. Purchase price limit $485,500 (1 unit) or $607,000 (2 units). FHA, VA, USDA, or Conventional loan types available.

First-time buyer (or 3-year gap), income below $175,500

Key Details

  • Below-market interest rate on first mortgage
  • Household income limit: $175,500
  • Purchase price: up to $485,500 (1 unit)
  • FHA, VA, USDA, or Conventional loan types
  • Pairs with NIFA HBA for down payment help

How to Apply

Visit Official Program Page

(402) 434-3900

Deadline: Year-round through participating lenders

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