Find grants, rebates, forgivable loans, and free programs for Ontario, OR, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ontario, OR, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free weatherization improvements to income-qualified households to reduce energy bills and improve home comfort...
CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes in Ontario city limits. L...
Emergency repair grant for owner-occupied homes in Ontario with income at or below 50% AMI. Addresses immediate health a...
Rebate for installing qualifying ductless heat pump systems in Idaho Power service territory (including Ontario). Provid...
Rebates for insulation upgrades, air sealing, and energy-efficient windows in Idaho Power service territory. Combines wi...
Rebates for installing high-efficiency electric water heaters or heat pump water heaters. Heat pump water heaters eligib...
Net metering and interconnection program for residential solar PV systems in Idaho Power territory. Excess energy export...
USDA program for very low-income homeowners in rural areas (Ontario qualifies) to repair, improve, or modernize their ho...
State-administered deferred loan for major home repairs for low- to moderate-income homeowners. No monthly payments; loa...
HUD-funded program to identify and remediate lead-based paint hazards in Oregon homes built before 1978 with children un...
Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers mod...
Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modifications...
Grant program for accessibility modifications to enable disabled residents to remain safely in their homes. Covers ramps...
Low-interest forgivable loan for repair or replacement of failing sewer laterals on owner-occupied properties within Ont...
Grant for minor home repairs and accessibility modifications for low-income homeowners age 60 and older. Focuses on heal...
Free weatherization services delivered locally by Community Action Partnership. Includes comprehensive energy audit, ins...
Federal HOME funds administered by Oregon for owner-occupied rehabilitation. Provides loans and grants for substantial h...
Program allowing homeowners age 62+, disabled, or receiving hardship assistance to defer property taxes. Deferred taxes ...
Enhanced weatherization services for low-income Idaho Power customers. Delivered through Community Action Partnership wi...
Idaho Power will pick up and recycle your old, working refrigerator or freezer and pay you $60 per appliance. Removes in...
Low-interest loan program for repair or replacement of failing septic systems in Malheur County. Helps homeowners addres...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Ontario, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ontario, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.