CHFA First-Time Homebuyer Programs

Connecticut Housing Finance Authority

Available Down Payment

About This Program

CHFA offers down payment and closing cost assistance for first-time homebuyers in Connecticut, combined with competitive mortgage rates. Programs include grants and forgivable second mortgages for eligible households.

Typical down payment assistance award based on income and purchase price

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • First-time homebuyers in Connecticut
  • Income limits vary by county and household size
  • Combines with competitive mortgage rates
  • Some programs offer forgivable second mortgages

How to Apply

A grant-savvy contractor in Orange, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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