Texas My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

TDHCA's My First Texas Home program provides Mortgage Credit Certificates (MCC) allowing first-time homebuyers to claim a federal tax credit equal to a portion of mortgage interest paid annually. Can be combined with down payment assistance programs.

Estimated annual federal tax credit from MCC

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Mortgage Credit Certificate (MCC)
  • Annual federal tax credit on mortgage interest
  • For first-time homebuyers
  • Can combine with down payment assistance
  • Income and purchase price limits

How to Apply

A grant-savvy contractor in Orange Grove, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Orange Grove, TX

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