Home Improvement Grants in Orange Park.

Find grants, rebates, forgivable loans, and free programs for Orange Park, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Orange Park, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization upgrades

Florida Weatherization Assistance Program

Federal weatherization program administered by Florida DEO to reduce energy costs for low-income households. Provides in...

Weatherization
Up to $50,000 forgivable loan

Florida SHIP Home Repair Program

State Housing Initiatives Partnership program providing home repair loans to low-income homeowners in Clay County. Loans...

Home Repair
Up to $30,000 grant

Clay County Owner-Occupied Rehabilitation Program

Community Development Block Grant program providing grants for major home repairs to income-qualified owner-occupants in...

Home Repair
Up to $1,500 rebate

JEA High-Efficiency Heat Pump Rebate

Rebate for JEA electric customers who install qualifying high-efficiency heat pump systems (16 SEER or higher). Provides...

Energy
Up to $500 rebate

JEA Heat Pump Water Heater Rebate

Rebate for JEA electric customers who install ENERGY STAR certified heat pump water heaters. Provides $500 rebate for qu...

Energy
Up to $100 rebate

JEA Smart Thermostat Rebate

Rebate for JEA electric customers who purchase and install qualifying ENERGY STAR smart thermostats. Eligible devices in...

Energy
Net metering + incentive payments

JEA SolarChoice Residential Program

JEA's net metering program for residential solar installations. Customers receive retail rate credit for excess solar en...

Solar/Renewable
Additional $50,000 homestead exemption

Florida Senior Homestead Property Tax Exemption

Additional $50,000 homestead exemption for Florida homeowners age 65 or older with household income below $32,000. Reduc...

Property Tax Relief
Up to full exemption for qualifying disabilities

Florida Disability Homestead Exemption

Property tax exemption for totally and permanently disabled homeowners, wheelchair-bound individuals, or those who are l...

Property Tax Relief
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing grants up to $10,000 for very low-income seniors (62+) to remove health and safety hazards, or lo...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. C...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt a ...

Veterans
Up to $10,000 grant

Florida Hurricane Loss Mitigation Program (My Safe Florida Home)

State program providing matching grants up to $10,000 for hurricane mitigation improvements including roof replacements,...

Disaster
Up to $15,000 grant

Clay County ADA Home Modification Program

Grant program for income-qualified homeowners to make ADA accessibility modifications including wheelchair ramps, roll-i...

Seniors & Disability
Up to $10,000 grant

Clay County Septic Tank Repair Program

Grant assistance for repairing or replacing failing septic systems that pose environmental or health hazards. Available ...

Home Repair
Up to $5,000 grant

Florida Department of Elder Affairs Home Repair Program

Grant program for low-income seniors age 60+ to make essential home repairs that allow them to age in place safely. Admi...

Seniors & Disability
Free lead testing and abatement

Florida Childhood Lead Poisoning Prevention Program

State program providing free lead testing and abatement services for homes with children under age 6 who test positive f...

Home Repair
Up to $400 rebate

JEA Energy-Efficient Pool Pump Rebate

Rebate for JEA electric customers who replace existing single-speed pool pumps with ENERGY STAR certified variable-speed...

Energy
Up to $250 rebate

JEA Attic Insulation Rebate

Rebate for JEA electric customers who add attic insulation to achieve R-30 or higher. Proper attic insulation can reduce...

Weatherization
Up to $500 rebate

JEA Duct Repair & Sealing Rebate

Rebate for JEA electric customers who have ductwork professionally tested and sealed. Leaky ducts can waste 20-30% of co...

Energy
Free home inspection + up to $2,000 mitigation grant

Florida Home Hardening (Strengthen Florida Homes)

Free wind inspection and up to $2,000 grant for basic hurricane mitigation measures including roof-to-wall connections, ...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Orange Park

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Orange Park, FL?

25 programs are currently listed for Orange Park, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Orange Park have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Orange Park, 17 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.

How do I apply for home repair grants in Orange Park?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.