SC Housing First-Time Homebuyer Program

SC Housing Finance and Development Authority

Available Down Payment

About This Program

SC Housing offers below-market interest rate mortgages and down payment assistance for first-time homebuyers in Orangeburg. Must use SC Housing-approved lender and meet income limits.

Down payment assistance combined with reduced interest rate mortgage

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $8,000 down payment/closing cost assistance
  • Below-market interest rate mortgage available
  • Income limits apply (typically up to 115% AMI)
  • Must be first-time homebuyer or not owned home in 3 years
  • Use SC Housing-approved lender

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 896-9001

A grant-savvy contractor in Orangeburg, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

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