Home Improvement Grants in Orchard Homes.

Find grants, rebates, forgivable loans, and free programs for Orchard Homes, MT, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Orchard Homes, MT, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Montana State Weatherization Assistance Program

Federally funded weatherization program administered by Montana DPHHS to reduce energy costs for low-income households. ...

Weatherization
Up to $30,000 down payment assistance

Montana Housing First-Time Homebuyer Program

Montana Board of Housing down payment and closing cost assistance for first-time homebuyers. Available as deferred, forg...

Homebuyer
Forgivable loan up to $35,000

Missoula County Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs for income-qualified owner-occupied households in Missoula County. Forg...

Home Repair
Up to $3,000 rebate

NorthWestern Energy Home Insulation Rebate

NorthWestern Energy rebate for attic, wall, and floor insulation improvements in homes heated by natural gas or electric...

Weatherization
Up to $1,800 per system

NorthWestern Energy Ductless Heat Pump Rebate

Rebate for qualifying ductless heat pump installations in electrically heated homes. Systems must meet efficiency requir...

Energy
Up to $900 rebate

NorthWestern Energy Water Heater Rebate

Rebate for high-efficiency natural gas water heaters and heat pump water heaters. Rebate amounts vary by technology and ...

Energy
Up to $500 state tax credit

Montana Residential Alternative Energy Tax Credit

Montana state income tax credit for residential alternative energy systems including solar electric, solar thermal, and ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, im...

Home Repair
Low-interest loan up to $20,000

Missoula County Septic System Improvement Loan

Low-interest loan program for homeowners in Missoula County needing to repair, replace, or upgrade failing septic system...

Home Repair
Free lead hazard removal

Montana Lead-Based Paint Hazard Reduction Program

HUD-funded program to identify and eliminate lead-based paint hazards in Montana homes built before 1978 where children ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain permanent service-connected disabilities to help purchase or modify a home to meet th...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility modifications to their home. Cov...

Veterans
Up to $15,000 grant

Missoula County ADA Accessibility Modification Program

Grant program for income-qualified homeowners in Missoula County to make accessibility modifications for household membe...

Seniors & Disability
Up to $1,000 annual tax credit

Montana Senior Citizen Property Tax Credit

Montana property tax credit for homeowners age 62 and older with household income below $45,000. Reduces property tax li...

Property Tax Relief
Up to $5,000 emergency grant

Montana Emergency Home Repair Assistance

Emergency grant assistance for low-income Montana homeowners facing immediate health and safety hazards. Administered lo...

Emergency
Free weatherization services

NorthWestern Energy Low-Income Weatherization

Free weatherization services for low-income NorthWestern Energy customers funded through Universal System Benefits. Incl...

Weatherization
Free education & counseling

Montana Home Ownership Education

Free homebuyer education classes and one-on-one counseling for Montana residents preparing to purchase a home. Required ...

Homebuyer Ed
Up to $4,000 assessed value exemption

Montana Disabled Veteran Property Tax Exemption

Property tax exemption for Montana veterans with service-connected disabilities rated at 50% or higher. Reduces taxable ...

Property Tax Relief
Varies by income and property value

Montana Residential Property Tax Assistance

Montana property tax rebate program for homeowners with household income below $50,000. Rebate amount varies based on in...

Property Tax Relief
Up to $50,000 per unit

Montana HOME Investment Partnerships Program

Federal HOME funds administered by Montana Department of Commerce for homeowner rehabilitation and new construction. Adm...

Home Repair
Up to $800 in appliance rebates

NorthWestern Energy Appliance Rebate Program

Rebates for ENERGY STAR certified appliances including refrigerators, clothes washers, and dehumidifiers. Available to a...

Energy
Up to $5,000 for modifications

Montana Senior & People with Disabilities Program

Home modification assistance for Montana seniors and people with disabilities to remain living independently. Administer...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Orchard Homes

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Orchard Homes, MT?

26 programs are currently listed for Orchard Homes, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Orchard Homes have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Orchard Homes, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Orchard Homes?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.