Home Improvement Grants in Oregon City.

Find grants, rebates, forgivable loans, and free programs for Oregon City, OR, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oregon City, OR, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Oregon State Weatherization Assistance Program (WAP)

Federally-funded program providing comprehensive weatherization services to income-qualified Oregon households. Services...

Weatherization
Up to $25,000 grant

Oregon City CDBG Home Repair Grant

Community Development Block Grant program providing home repair assistance to low- and moderate-income homeowners in Ore...

Home Repair
Up to $5,500 cash incentive

Energy Trust of Oregon Insulation Incentive

Cash incentives for Oregon homeowners who add insulation, air sealing, or duct sealing to their homes. Available to Port...

Weatherization
Up to $3,000 rebate

Portland General Electric Heat Pump Rebate

Rebates for PGE customers who install qualifying ductless or ducted heat pump systems. Enhanced rebates available for in...

Energy
Varies by system size

Portland General Electric Solar Incentive

Incentives for PGE residential customers who install solar photovoltaic systems. Payment is based on system capacity and...

Solar/Renewable
Free lead hazard removal

Oregon State Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in Oregon homes built before 1978 where children u...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they reside or will res...

Veterans
Up to $35,000 forgivable loan

Oregon HOME Investment Partnerships Program

Federal HOME funds administered by local jurisdictions for owner-occupied rehabilitation. Provides forgivable loans for ...

Home Repair
Up to $15,000 grant

Oregon City ADA Accessibility Grant

Provides grants to modify homes for accessibility when a household member has a disability. Improvements include ramps, ...

Seniors & Disability
Up to $5,000 grant

Oregon City Senior Home Repair Grant

Assists senior homeowners (age 62+) with emergency home repairs and minor accessibility modifications. Grant funds may b...

Seniors & Disability
Up to $10,000 low-interest loan

Oregon City Sewer Lateral Repair Loan

Low-interest loans to repair or replace private sewer laterals from the home to the city main. Helps homeowners address ...

Home Repair
Up to $75 instant rebate

Energy Trust Smart Thermostat Rebate

Instant rebates on qualifying smart thermostats purchased at participating retailers. Available to PGE, Pacific Power, N...

Energy
Up to $850 rebate

Portland General Electric Heat Pump Water Heater Rebate

Rebates for PGE customers who purchase and install qualifying heat pump water heaters. Heat pump water heaters use up to...

Energy
Up to $700 rebate

NW Natural High-Efficiency Furnace Rebate

Cash rebates for NW Natural customers who install qualifying high-efficiency gas furnaces (95% AFUE or higher). Addition...

Energy
Up to $8,500 in services

Clackamas County Weatherization Program

County-administered weatherization services for income-qualified households in Clackamas County. Services include insula...

Weatherization
75% federal / 25% local match

FEMA Flood Mitigation Assistance Grant

FEMA program to reduce or eliminate long-term flood risk to homes in Special Flood Hazard Areas. Funds elevation, reloca...

Disaster
Varies by disaster and damage

Oregon Disaster Recovery Housing Repair

State-administered disaster recovery assistance for homeowners affected by federally-declared disasters. Program provide...

Disaster
Up to $500 rebate

Portland General Electric EV Charger Rebate

Rebates for PGE residential customers who purchase and install qualifying Level 2 electric vehicle charging stations. Su...

Solar/Renewable
Up to $1,500 rebate

Energy Trust Window and Door Insulation Rebate

Cash incentives for replacing single-pane windows or adding storm windows. Available to PGE and Pacific Power customers....

Weatherization

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Oregon City

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Oregon City, OR?

25 programs are currently listed for Oregon City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Oregon City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oregon City, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Oregon City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.