New York State First-Time Homebuyer Program (SONYMA)

State of New York Mortgage Agency

Available Down Payment

About This Program

Provides low-interest mortgage financing and down payment assistance to first-time homebuyers in New York State. Income limits and purchase price limits apply based on county. Includes closing cost assistance grants for income-qualified buyers.

Low-interest mortgage plus potential down payment assistance

Key Details

  • Low-interest mortgage for first-time buyers
  • Down payment assistance available
  • Income and purchase price limits apply
  • Closing cost assistance grants for some buyers
  • Westchester County purchase price limit applies

How to Apply

A grant-savvy contractor in Ossining, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ossining, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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