Find grants, rebates, forgivable loans, and free programs for Owasso, OK, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Owasso, OK, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program providing free energy efficiency improvements to income-eligible households in Owasso. Services...
Provides grants for owner-occupied home repairs to low-income Oklahoma homeowners. Covers necessary repairs to health an...
PSO customers in Owasso can receive rebates for energy-efficient home upgrades including central AC, heat pumps, program...
PSO customers installing qualifying high-efficiency heat pumps (16 SEER2 or higher) can receive rebates up to $800. Must...
Very low-interest loans (1%) for very low-income homeowners in eligible rural areas to repair, improve, or modernize the...
Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....
Grants for qualifying veterans with certain service-connected disabilities to build, buy, or modify a home to meet their...
Grants for veterans with certain service-connected disabilities (such as blindness or loss of use of both hands) to adap...
Provides forgivable loans for major home repairs to low- and moderate-income homeowners in unincorporated Tulsa County (...
Emergency grants for urgent health and safety repairs for very low-income homeowners in unincorporated Tulsa County and ...
Provides free lead hazard assessments, testing, and remediation for homes built before 1978 where a child under age 6 re...
Grants for accessibility modifications to homes of Owasso residents with disabilities or seniors. Covers wheelchair ramp...
Small repair grants for seniors age 60+ in Owasso to maintain safe, independent living. Covers minor home repairs includ...
Cost-share program to assist Owasso homeowners with sewer lateral line repairs from the home to the city main connection...
PSO offers rebates for customers installing qualifying high-efficiency electric water heaters with energy factor of 2.0 ...
Oklahoma offers tax incentives for residential solar installations. Homeowners in Owasso installing solar energy systems...
Federal tax credit covering 30% of the cost of installing a residential solar energy system in Owasso. Includes solar pa...
When funded, provides rebates to Oklahoma homeowners for installation of FEMA-approved residential safe rooms or storm s...
HUD HOME funds administered by Tulsa County for substantial rehabilitation of owner-occupied homes for low-income househ...
Oklahoma homestead exemption provides property tax relief for homeowners age 65+ or totally disabled with household inco...
Oklahoma provides property tax exemptions for 100% disabled veterans and their surviving spouses on their homestead. Exe...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Owasso, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Owasso, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.