CalHOME First-Time Homebuyer Downpayment Assistance

California Housing Finance Agency (CalHFA) / City of Oxnard

Available Down Payment

About This Program

Provides downpayment and closing cost assistance for first-time homebuyers purchasing in Oxnard. Deferred-payment junior loan with no monthly payments, due on sale, refinance, or transfer of property. Income and purchase price limits apply.

Deferred loan for downpayment and closing costs, no monthly payments

Key Details

  • Up to $30,000 for downpayment and closing costs
  • First-time homebuyer requirement
  • Income limits apply (typically 80% AMI)
  • Deferred loan, no monthly payments
  • Due on sale, refinance, or transfer

How to Apply

Deadline: Subject to funding availability

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