Florida Homeownership Loan Program (HLP)

Florida Housing Finance Corporation

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in Florida through a network of participating lenders. Includes competitive interest rates and potential for deferred second mortgage.

Assistance varies by lender and borrower qualifications

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment and closing cost assistance
  • Must be first-time homebuyer
  • Income limits vary by county
  • Competitive interest rates
  • Through participating lenders only

How to Apply

A grant-savvy contractor in Pace, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pace, FL

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