Find grants, rebates, forgivable loans, and free programs for Pacific Grove, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pacific Grove, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Forgivable loan program for major home repairs for owner-occupied homes in Pacific Grove. Income-qualified homeowners ca...
Emergency repair grants for owner-occupied homes in Pacific Grove facing immediate health or safety hazards. Covers urge...
Provides forgivable loans for accessibility modifications to homes occupied by persons with disabilities in Pacific Grov...
Assists income-qualified Pacific Grove homeowners with the cost of repairing or replacing private sewer laterals. Loan i...
Matching grant program for exterior restoration and preservation of Pacific Grove's historic homes, especially Victorian...
Federally-funded weatherization program serving Monterey County including Pacific Grove. Provides free energy efficiency...
PG&E rebate for upgrading to an energy-efficient heat pump water heater in Pacific Grove. Reduces energy costs and quali...
PG&E rebate for installing high-efficiency central heat pump HVAC systems to replace gas furnaces or older AC units. Eli...
PG&E incentives for installing rooftop solar and battery storage systems in Pacific Grove. Qualified systems are eligibl...
Provides free or deeply discounted solar installations to low-income homeowners in disadvantaged communities. Program co...
California incentive program for home battery storage systems in PG&E territory. Provides rebates based on battery capac...
State-administered program to eliminate lead-based paint hazards in pre-1978 homes in Monterey County. Priority given to...
Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their family member's home where they reside. Covers mo...
Federal HOME funds administered by Monterey County for comprehensive rehabilitation of owner-occupied homes. Zero-intere...
Provides grants to low-income seniors age 60+ for minor home repairs and accessibility improvements in Monterey County. ...
State grant program to help homeowners in high fire-hazard zones make wildfire-resistant improvements. Covers ember-resi...
Provides grants to retrofit older homes with raised foundations to make them more earthquake-resistant. Covers foundatio...
California Alternate Rates for Energy (CARE) provides a monthly 20% discount on electric and gas bills for qualifying lo...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Pacific Grove, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pacific Grove, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.