Home Improvement Grants in Pacific Grove.

Find grants, rebates, forgivable loans, and free programs for Pacific Grove, CA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pacific Grove, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Pacific Grove CDBG Owner-Occupied Rehabilitation Program

Forgivable loan program for major home repairs for owner-occupied homes in Pacific Grove. Income-qualified homeowners ca...

Home Repair
Up to $10,000 grant

Pacific Grove Emergency Home Repair Grant

Emergency repair grants for owner-occupied homes in Pacific Grove facing immediate health or safety hazards. Covers urge...

Emergency
Up to $25,000 forgivable loan

Pacific Grove ADA Home Modification Program

Provides forgivable loans for accessibility modifications to homes occupied by persons with disabilities in Pacific Grov...

Seniors & Disability
Up to $8,000 forgivable loan

Pacific Grove Sewer Lateral Repair Assistance

Assists income-qualified Pacific Grove homeowners with the cost of repairing or replacing private sewer laterals. Loan i...

Home Repair
50% match up to $15,000

Pacific Grove Historic Preservation Grant

Matching grant program for exterior restoration and preservation of Pacific Grove's historic homes, especially Victorian...

Historic
Up to $8,500 in weatherization

Monterey County Weatherization Assistance Program

Federally-funded weatherization program serving Monterey County including Pacific Grove. Provides free energy efficiency...

Weatherization
Up to $4,000 rebate

PG&E Heat Pump Water Heater Rebate

PG&E rebate for upgrading to an energy-efficient heat pump water heater in Pacific Grove. Reduces energy costs and quali...

Energy
Up to $6,500 rebate

PG&E HVAC Heat Pump Rebate

PG&E rebate for installing high-efficiency central heat pump HVAC systems to replace gas furnaces or older AC units. Eli...

Energy
Varies by system size

PG&E Solar and Battery Storage Incentive

PG&E incentives for installing rooftop solar and battery storage systems in Pacific Grove. Qualified systems are eligibl...

Solar/Renewable
Free or low-cost solar installation

California DAC-SASH Solar Program

Provides free or deeply discounted solar installations to low-income homeowners in disadvantaged communities. Program co...

Solar/Renewable
Up to $15,000 for battery storage

California Self-Generation Incentive Program (SGIP) Battery

California incentive program for home battery storage systems in PG&E territory. Provides rebates based on battery capac...

Solar/Renewable
Free lead hazard removal

California Lead Hazard Reduction Program

State-administered program to eliminate lead-based paint hazards in pre-1978 homes in Monterey County. Priority given to...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their family member's home where they reside. Covers mo...

Veterans
Up to $50,000 deferred loan

Monterey County HOME Rehabilitation Program

Federal HOME funds administered by Monterey County for comprehensive rehabilitation of owner-occupied homes. Zero-intere...

Home Repair
Up to $5,000 grant

Monterey County Senior Home Repair Program

Provides grants to low-income seniors age 60+ for minor home repairs and accessibility improvements in Monterey County. ...

Seniors & Disability
Up to $40,000 grant

California Wildfire Home Hardening Program

State grant program to help homeowners in high fire-hazard zones make wildfire-resistant improvements. Covers ember-resi...

Disaster
Up to $3,000 grant

California Earthquake Authority Brace + Bolt

Provides grants to retrofit older homes with raised foundations to make them more earthquake-resistant. Covers foundatio...

Disaster
20-35% monthly bill discount

PG&E CARE/FERA Energy Discount

California Alternate Rates for Energy (CARE) provides a monthly 20% discount on electric and gas bills for qualifying lo...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Pacific Grove

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Frequently asked questions

What home improvement grants are available in Pacific Grove, CA?

24 programs are currently listed for Pacific Grove, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Pacific Grove have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pacific Grove, 16 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Pacific Grove?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.