Home Improvement Grants in Pacifica.

Find grants, rebates, forgivable loans, and free programs for Pacifica, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pacifica, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Deferred loan up to $50,000

Pacifica CDBG Owner-Occupied Rehabilitation Program

Provides deferred, zero-interest loans for major home repairs to income-qualified owner-occupants in Pacifica. Loan is f...

Home Repair
Grant up to $25,000

Pacifica ADA/Accessibility Modification Program

Provides grants for accessibility modifications to homes occupied by seniors or persons with disabilities in Pacifica. C...

Seniors & Disability
Up to $10,000 grant

Pacifica Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Pacifica for households at or ...

Emergency
Grant up to $6,000

Pacifica Sewer Lateral Replacement Grant

Provides financial assistance to Pacifica homeowners for repairing or replacing damaged or deteriorated private sewer la...

Home Repair
Up to $5,000 grant

Pacifica Senior Home Repair Program

Provides small grants for minor home repairs and maintenance to seniors age 62+ in Pacifica. Covers essential repairs su...

Seniors & Disability
Up to $9,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federally funded program administered by the State of California providing free weatherization services to income-qualif...

Weatherization
Rebates up to $6,500

PG&E Energy Upgrade California

Provides rebates and incentives for comprehensive home energy upgrades including insulation, air sealing, HVAC system im...

Energy
Up to $5,600 rebate

PG&E HVAC System Rebate

Offers rebates for qualifying high-efficiency HVAC systems including central air conditioners, heat pumps, and furnaces....

Energy
Up to $3,000 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for replacing existing electric or gas water heaters with ENERGY STAR certified heat pump water heaters. Higher r...

Energy
Up to $120 rebate

PG&E Smart Thermostat Rebate

Rebate for purchasing and installing qualifying ENERGY STAR smart thermostats. These devices learn your schedule, optimi...

Energy
Varies by system size, up to $1,000/kWh

California SGIP Battery Storage Incentive

Provides incentives for installing home battery energy storage systems in California. Rebate amount is based on battery ...

Solar/Renewable
Free or low-cost solar installation

California DAC-SASH Solar Program

Provides free or low-cost solar installations to income-qualified households in disadvantaged communities throughout Cal...

Solar/Renewable
30% tax credit

Federal Residential Clean Energy Credit (Solar)

Federal tax credit equal to 30% of the cost of installing solar panels and battery storage systems. Credit applies to eq...

Solar/Renewable
Free lead hazard removal

San Mateo County Lead Paint Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in San Mateo County homes built before 1978 where children unde...

Home Repair
Deferred loan up to $75,000

San Mateo County HOME Rehabilitation Program

Provides deferred, zero-interest loans for major home repairs and rehabilitation to low-income homeowners in unincorpora...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, im...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. For veterans who are blind ...

Veterans
Up to $5,000 grant

California Home Hardening and Defensible Space Program

Provides grants to California homeowners in high-fire-risk areas to retrofit homes with fire-resistant materials and cre...

Disaster
Up to $3,000 rebate

California Earthquake Authority Brace + Bolt Program

Provides up to $3,000 rebates to help California homeowners retrofit older houses with vulnerable foundations against ea...

Disaster
Weatherization plus solar, up to $10,000

California Low-Income Weatherization Program (LIWP)

Combines traditional weatherization services with solar photovoltaic systems for low-income households in disadvantaged ...

Weatherization

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Pacifica

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Frequently asked questions

What home improvement grants are available in Pacifica, CA?

25 programs are currently listed for Pacifica, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Pacifica have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pacifica, 16 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Pacifica?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.