Home Means Nevada Down Payment Assistance

Nevada Housing Division

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Nevada including Pahrump. Provided as a silent second mortgage with no monthly payments, forgiven after 30 years of occupancy. Must use approved lender.

Deferred second mortgage, forgiven after 30 years of occupancy

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 or 5% of purchase price
  • For first-time homebuyers in Nevada
  • Income limits apply (moderate income)
  • Silent second mortgage, no monthly payment
  • Forgiven after 30 years of occupancy

How to Apply

A grant-savvy contractor in Pahrump, NV can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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