Find grants, rebates, forgivable loans, and free programs for Palm Desert, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palm Desert, CA, with individual awards up to $207,307. 4 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied single-family homes in Palm Desert with income at or b...
Grant program for accessibility modifications to accommodate residents with disabilities in owner-occupied homes. Covers...
Provides home repair grants for senior homeowners (62+) with income at or below 80% AMI. Prioritizes health and safety r...
Federally funded program providing free weatherization services to low-income households including insulation, air seali...
State-funded lead hazard reduction services for homes built before 1978 with children under 6 years old. Provides free l...
Rebates for energy-efficient home improvements including central AC, heat pumps, insulation, duct sealing, and smart the...
Enhanced rebates for installing qualifying electric heat pump systems to replace gas heating. Eligible equipment include...
Incentives for installing battery energy storage systems paired with solar. Higher incentives available for customers in...
Federal tax credit for 30% of the cost of installing solar panels, battery storage, or solar water heating systems on yo...
Rebates for energy-efficient natural gas equipment including tankless water heaters, furnaces, pool heaters, and whole-h...
Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and water conservation improvem...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes or remove heal...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...
Grants for veterans with certain service-connected disabilities to adapt a family member's home where the veteran reside...
Allows qualified seniors (62+), blind, or disabled homeowners to defer payment of property taxes on their principal resi...
Property tax exemption for low-income disabled veterans who own and occupy their home as their principal place of reside...
Reduces the assessed value of owner-occupied principal residences by $7,000, resulting in property tax savings of approx...
Grants for wildfire mitigation improvements including ember-resistant vents, Class-A roofing, window upgrades, and defen...
Provides up to $3,000 toward the cost of seismic retrofits including foundation bolting and cripple wall bracing for eli...
Rebates for water-efficient upgrades including turf replacement, high-efficiency toilets, smart irrigation controllers, ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Palm Desert, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palm Desert, 18 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.