Find grants, rebates, forgivable loans, and free programs for Palm Springs, CA, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palm Springs, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides no-cost energy efficiency improvements to income-qualified households. Services i...
Provides free lead hazard assessment and remediation for homes built before 1978 with children under 6 years old or preg...
CDBG-funded rehabilitation assistance for owner-occupied homes in Palm Springs. Forgivable loan for major repairs includ...
Provides grants for accessibility modifications to homes occupied by persons with disabilities. Covers wheelchair ramps,...
Provides emergency repair grants for low-income homeowners facing immediate health and safety hazards. Covers urgent rep...
Provides matching grants for exterior rehabilitation of historically significant homes in designated historic districts....
Enhanced rebate for replacing gas furnaces or electric resistance heating with high-efficiency electric heat pumps. Part...
Net energy metering allows residential solar customers to receive credits for excess electricity sent to the grid. Under...
Rebates for SoCalGas customers who upgrade to high-efficiency natural gas furnaces, water heaters, and tankless water he...
USDA program offering very low-interest loans and grants for repairs to homes in eligible rural areas. Seniors 62+ may q...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt their home for independent living. Covers modifications...
Helps low-income homeowners repair or replace private sewer laterals that have failed or are causing sanitary issues. Gr...
Provides down payment and closing cost assistance for first-time homebuyers in California. Combines low-interest first m...
Provides a federal tax credit equal to 20% of annual mortgage interest paid. Unlike a deduction, this is a dollar-for-do...
When operational, this program allows seniors, blind, or disabled homeowners to defer property tax payments. The state p...
Provides grants for earthquake retrofitting of older homes, including foundation bolting and cripple wall bracing. Prior...
Housing improvement and repair programs for enrolled members of the Agua Caliente Band of Cahuilla Indians. Services may...
Assists low-income homeowners in high fire-risk areas with home hardening improvements. Covers installation of fire-resi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Palm Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palm Springs, 16 programs do not require repayment, 1 is forgivable loan, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.