Texas My Choice Texas My Home Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides grant or forgivable loan of up to $15,000 or 5% of the loan amount, whichever is less. Must be combined with a TDHCA first mortgage.

Assistance amount up to 5% of purchase price or $15,000 maximum

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000 or 5%
  • Available to first-time homebuyers
  • Must meet income and purchase price limits
  • Must complete homebuyer education course
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in Palm Valley, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Palm Valley, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs