Home Improvement Grants in Palm Valley.

Find grants, rebates, forgivable loans, and free programs for Palm Valley, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palm Valley, TX, with individual awards up to $200,000. 8 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Cameron County Owner-Occupied Housing Rehabilitation Program

CDBG-funded program providing forgivable loans to low-income homeowners in unincorporated Cameron County for major home ...

Home Repair
Up to $10,000 grant

Cameron County Emergency Home Repair Grant

Emergency repair grant for owner-occupants in Cameron County with income at or below 50% AMI. Addresses immediate health...

Emergency
Average $9,000 in improvements

Texas Weatherization Assistance Program (WAP)

Federally-funded program administered through Community Action Corporation of South Texas providing free weatherization ...

Weatherization
Up to $3,500 in rebates

AEP Texas Energy Efficiency Rebate Program

AEP Texas offers rebates for residential customers who install qualifying energy-efficient equipment, including HVAC sys...

Energy
Up to $1,500 rebate

AEP Texas Heat Pump Rebate

AEP Texas provides rebates for qualifying high-efficiency heat pump installations. Rebate amounts range from $500 to $1,...

Energy
Credits on monthly bill

AEP Texas Solar Buyback Program

AEP Texas provides credits for excess solar energy exported to the grid under Texas net metering rules. Customers with q...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Qualifying disabilitie...

Veterans
Up to $15,000 or 5% down payment

Texas My Choice Texas My Home Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides grant or forgivable loan of up to ...

Homebuyer
Varies by project

Texas HOME Investment Partnerships Program

Federal HOME funds distributed through Cameron County and local nonprofits for affordable housing activities including o...

Home Repair
Up to $15,000 per unit

Texas Lead-Based Paint Hazard Reduction Program

State-administered program to reduce lead-based paint hazards in homes built before 1978 where children under age 6 resi...

Home Repair
Up to $15,000 grant

Cameron County ADA Home Modification Program

CDBG-funded program providing accessibility modifications for low-income homeowners with disabilities in Cameron County....

Seniors & Disability
Up to $8,000 grant

Cameron County Senior Home Repair Program

Grant program specifically for homeowners age 62 and older in Cameron County to address critical home repairs and safety...

Seniors & Disability
Up to $200,000 for rebuilding

Texas General Land Office Hurricane Recovery Program

CDBG Disaster Recovery funds for homeowners impacted by federally-declared disasters including Hurricane Harvey. Provide...

Disaster
Up to $12,000 grant

Cameron County On-Site Sewage Facility Program

Grant program to repair or replace failing septic systems (on-site sewage facilities) in Cameron County for low-income h...

Home Repair
Up to $7,500 in services

AEP Texas Low-Income Weatherization

AEP Texas-funded weatherization services for low-income customers delivered through Community Action Corporation of Sout...

Weatherization
Up to $2,500 toward AC replacement

AEP Texas AC Replacement Program for Seniors

AEP Texas provides assistance to low-income seniors age 60+ for air conditioning replacement when existing unit has fail...

Seniors & Disability
Minimum $10,000 homestead exemption

Texas Property Tax Exemption for Seniors

Texas homeowners age 65 or older receive an additional $10,000 homestead exemption on school district taxes, plus a free...

Property Tax Relief
Minimum $10,000 homestead exemption

Texas Property Tax Exemption for Disabled Homeowners

Texas homeowners with qualifying disabilities receive an additional $10,000 homestead exemption on school taxes. Require...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Palm Valley

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Frequently asked questions

What home improvement grants are available in Palm Valley, TX?

25 programs are currently listed for Palm Valley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Palm Valley have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palm Valley, 19 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Palm Valley?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.