Find grants, rebates, forgivable loans, and free programs for Palmetto, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palmetto, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization services for low-income Florida households. Priority given to seniors, people with disab...
CDBG-funded rehabilitation assistance for owner-occupied homes in Manatee County. Addresses critical health and safety r...
Emergency repair grants for owner-occupied homes in Manatee County facing immediate health and safety threats. Priority ...
Rebate for TECO customers installing qualifying high-efficiency electric heat pumps. Rebate amount varies based on SEER2...
Rebate for professional HVAC tune-up service by a licensed contractor. Helps maintain system efficiency and extend equip...
Rebate for qualifying heat pump water heater installation. Must meet minimum energy efficiency requirements and be insta...
Rebate for adding qualifying attic or wall insulation to improve home energy efficiency. Must meet minimum R-value requi...
Property-assessed financing for energy efficiency, renewable energy, and wind resistance improvements. Repaid through an...
USDA grants up to $10,000 for seniors 62+ to remove health and safety hazards. Low-interest loans up to $27,500 availabl...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their needs. Eligibl...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Eligib...
State-funded emergency repair grants for low-income homeowners facing immediate health and safety hazards. Administered ...
Grants for accessibility modifications for owner-occupied homes where a disabled household member resides. Includes ramp...
Grant assistance for repairing or replacing failing septic systems for low-income homeowners in Manatee County. Priority...
Grants for home hardening improvements to protect against hurricane damage. Includes free wind mitigation inspection and...
Emergency repair and safety modification grants for Manatee County homeowners age 60+. Covers repairs necessary to preve...
Free lead hazard testing and abatement for homes built before 1978 with children under age 6. Includes lead inspection, ...
Forgivable loan for down payment and closing cost assistance for first-time homebuyers in Manatee County. Loan forgiven ...
Rebate for residential solar photovoltaic system installations. Available to TECO customers on a first-come, first-serve...
Assistance to prevent foreclosure for homeowners experiencing financial hardship. May cover delinquent mortgage payments...
Florida homestead exemption reduces taxable value of owner-occupied primary residence by up to $50,000. All Florida home...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Palmetto, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palmetto, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.