Find grants, rebates, forgivable loans, and free programs for Palo Alto, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Palo Alto, CA, with individual awards up to $150,000. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for low-income owner-occupied households in Palo Alto. Loan is forgiven a...
Provides accessibility modifications for owner-occupied homes where a household member has a documented disability. Cove...
Provides health and safety repairs for senior homeowners age 62+ in Palo Alto. Grant does not require repayment. Covers ...
Provides grants to low-income homeowners for repair or replacement of private sewer laterals that are failing or causing...
Rebate for installing qualifying electric heat pump systems for space heating/cooling or water heating. Palo Alto Utilit...
Incentive for residential solar photovoltaic system installations. Available to Palo Alto Utilities electric customers w...
Rebates for home weatherization improvements including insulation, air sealing, duct sealing, and energy-efficient windo...
Rebate for installation of residential Level 2 electric vehicle charging equipment. Supports Palo Alto's goal of reducin...
Incentive for residential battery energy storage systems paired with solar or standalone. Helps provide backup power dur...
Federally funded weatherization program administered by the state for low-income households. Provides comprehensive ener...
Low-interest loan for home improvements, repairs, and energy efficiency upgrades. Available to existing CalHFA loan hold...
State-funded program to identify and eliminate lead-based paint hazards in homes with children under 6. Provides free te...
Grant program to help homeowners earthquake-retrofit older houses with raised foundations. Covers cripple wall bracing a...
State incentive program for residential energy storage systems. Provides rebates based on battery capacity with enhanced...
County-administered program providing forgivable loans for major home repairs and rehabilitation. Serves unincorporated ...
Provides grants for accessibility modifications for households with disabled or senior members. Covers ramps, bathroom m...
Federal program offering grants and low-interest loans to very-low-income homeowners in eligible rural areas to repair, ...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...
VA grant for veterans with certain service-connected disabilities to make adaptations to their home. Covers modification...
Provides free or deeply discounted solar installations to low-income homeowners in disadvantaged communities. Reduces el...
Provides down payment and closing cost assistance to first-time homebuyers purchasing in Palo Alto. Silent second loan w...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Palo Alto, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Palo Alto, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.