Find grants, rebates, forgivable loans, and free programs for Pampa, TX, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pampa, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 12 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by Panhandle Community Services for low-income households in Gray C...
State-funded home rehabilitation program for low-income owner-occupied homes in Texas. Provides forgivable loans for maj...
Federal loan and grant program for very low-income rural homeowners to repair, improve, or modernize their homes. Senior...
Xcel Energy customers in Pampa can receive rebates for energy-efficient home improvements including insulation, air seal...
Rebate for installing qualifying high-efficiency air-source or ground-source heat pumps. Available to all Xcel Energy re...
Receive $50 for recycling a working room air conditioner through Xcel Energy's appliance recycling program. Free pickup ...
Texas solar rights law prevents HOAs from prohibiting solar installations. Xcel Energy provides net metering allowing cu...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Cove...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will live. ...
Low-interest loans for Gray County homeowners to repair or replace failing septic systems. Available to moderate-income ...
Texas homeowners age 65 or older receive an additional $10,000 homestead exemption on their property taxes. Once granted...
Texas homeowners with disabilities (as certified by Social Security Administration or Railroad Retirement Board) receive...
Federal HOME funds administered by TDHCA for owner-occupied rehabilitation in non-entitlement areas. Forgivable loans fo...
Low-interest home improvement loans for Texas veterans who own and occupy their home. Loans up to $25,000 for repairs, i...
HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds administered by Texas GLO for unmet housing need...
Forgivable loans for low-income homeowners to repair foundation and structural issues. Available in select Texas countie...
State program to identify and remediate lead hazards in homes where children with elevated blood lead levels reside. Ser...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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21 programs are currently listed for Pampa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pampa, 12 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.