Find grants, rebates, forgivable loans, and free programs for Paramus, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Paramus, NJ, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest home improvement loans for owner-occupied properties throughout New Jersey. Funds can be used for major rep...
Federally-funded program providing free weatherization services to low-income households. Services include insulation, a...
Provides free lead hazard evaluation and abatement for homes built before 1978 with children under age 6 or pregnant wom...
Free in-home energy assessment for PSE&G customers. Includes instant installation of LED bulbs, efficient showerheads, a...
Rebates for qualifying high-efficiency heating and cooling equipment including central air conditioners, furnaces, boile...
Rebates for high-efficiency gas and electric water heaters, including heat pump water heaters. Incentives available for ...
Statewide rebates for air-source and ground-source heat pump installations. Incentives for ducted and ductless mini-spli...
Successor Solar Incentive (SuSI) program provides performance-based incentives for residential solar installations. Ince...
Provides grants for essential home repairs for Bergen County residents age 65 and older. Covers critical health and safe...
Grants for home accessibility modifications for Bergen County residents with disabilities or mobility limitations. Cover...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grants for Veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers m...
Grants for Veterans with certain service-connected disabilities to adapt their home for independent living. Covers entra...
Federal HOME Investment Partnerships Program funds distributed through Bergen County for owner-occupied rehabilitation. ...
Property Tax Reimbursement Program (Senior Freeze) reimburses eligible senior citizens and disabled persons for property...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief for homeowners and re...
Property tax deduction for honorably discharged wartime veterans with service-connected disabilities. $250 annual deduct...
Free comprehensive energy efficiency improvements for income-qualified PSE&G customers. Includes insulation, air sealing...
Provides mortgage payment assistance to prevent foreclosure for homeowners experiencing financial hardship. Assistance c...
FHA-insured mortgage that combines home purchase or refinance with renovation costs into a single loan. Covers both mino...
CDBG-funded home rehabilitation program for low-income owner-occupants in Bergen County. Zero-interest deferred loan for...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Paramus, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Paramus, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.