Texas My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

State mortgage program offering competitive fixed-rate home loans to first-time homebuyers in Texas. Features below-market interest rates, flexible qualifying guidelines, and can be combined with down payment assistance programs.

Typical monthly savings vs. conventional mortgage on median home

Key Details

  • Below-market interest rate mortgage
  • 30-year fixed rate loans
  • First-time homebuyer requirement
  • Income and purchase price limits apply
  • Combine with down payment assistance

How to Apply

A grant-savvy contractor in Paris, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Paris, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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