WV Housing Development Fund Mortgage Program

West Virginia Housing Development Fund

Available Down Payment

About This Program

Provides below-market interest rate mortgages to eligible first-time homebuyers in West Virginia, including Parkersburg. Offers competitive rates and reduced down payment requirements for income-qualified buyers.

Below-market mortgage rates reduce monthly payments and total interest paid

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rate mortgages
  • For first-time homebuyers in West Virginia
  • Income limits apply based on county
  • Lower down payment requirements
  • Available throughout Parkersburg area

How to Apply

Get free help applying Visit Official Program Page Track this program

(304) 345-6475

A grant-savvy contractor in Parkersburg, WV can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

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