Find grants, rebates, forgivable loans, and free programs for Patterson, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Patterson, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to income-qualified California households. Servic...
CDBG-funded program providing forgivable loans for major home repairs to low-income owner-occupied households in unincor...
State-administered HUD program providing free lead hazard remediation in pre-1978 homes where children under six reside....
Statewide rebate program for comprehensive home energy efficiency upgrades. Incentives for HVAC, insulation, duct sealin...
Rebate for replacing gas or electric water heaters with energy-efficient heat pump models. Higher rebates available for ...
Rebate for replacing existing central air conditioning systems with high-efficiency ENERGY STAR certified models. Must m...
Rebates for home battery storage systems that pair with solar panels. Higher incentives for income-qualified residents a...
Federal tax credit covering 30% of the cost of solar panel systems and battery storage installed on residential properti...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible ru...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet accessibility nee...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...
Grant program to assist disabled and senior homeowners with accessibility modifications such as ramps, grab bars, widene...
Grant program to help California homeowners retrofit older homes against earthquake damage. Covers foundation bolting, c...
Low-interest loan program to repair or replace damaged private sewer lateral lines. Loan repayment added to property tax...
Monthly discount program for low-income households on their PG&E gas and electric bills. Provides 20% or more discount o...
Electric bill discount for households with three or more persons whose income is slightly above CARE limits. Provides 18...
Federal HOME funds administered through California HCD for owner-occupied rehabilitation. Provides forgivable loans and ...
Emergency home repair assistance for CalWORKs participants who own their home. Covers repairs necessary to maintain safe...
No-cost home energy efficiency improvements for income-qualified PG&E customers. Services include attic insulation, weat...
Federally funded program to help California homeowners who experienced financial hardship during COVID-19. Provides assi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Patterson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Patterson, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.