Find grants, rebates, forgivable loans, and free programs for Pawtucket, RI, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pawtucket, RI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied households in Pawtucket with income at or below 80% AM...
Provides free lead hazard removal services for Pawtucket homes built before 1978 with children under age 6. Given Pawtuc...
Provides emergency home repairs for owner-occupied households in Pawtucket with income at or below 50% AMI. Covers repai...
Federally funded weatherization program providing free energy efficiency upgrades to income-qualified households in Rhod...
Provides down payment and closing cost assistance for first-time homebuyers in Rhode Island purchasing in Pawtucket. Mus...
Provides rebates for installation of air-source and ground-source heat pumps for heating and cooling in Pawtucket homes....
Rebates for attic, wall, and basement insulation upgrades for Pawtucket homes. Includes air sealing services. Income-qua...
Rebates for high-efficiency water heaters including heat pump water heaters, gas condensing, and tankless models. Income...
Provides incentives for residential solar PV installations and other renewable energy systems in Rhode Island. Pawtucket...
Provides home modifications for elderly or disabled Pawtucket residents to improve accessibility and safety. Includes ra...
Grant program for Pawtucket homeowners age 62 and older to address critical home repairs. Covers health and safety issue...
Low-interest loans and grants to very-low-income homeowners to repair, improve, or modernize homes or remove health and ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will live. Also av...
Federally funded HOME program providing major rehabilitation assistance to income-qualified homeowners in Pawtucket. Add...
Low Income Home Energy Assistance Program helps income-qualified Pawtucket households pay heating bills during winter mo...
Provides property tax relief to Rhode Island homeowners age 65 or older who meet income requirements. Available to Pawtu...
Tax credits for rehabilitation of historic properties in Pawtucket. Given the city's 48% pre-war housing stock, many hom...
Rebates for ENERGY STAR certified appliances including refrigerators, clothes washers, dryers, and dehumidifiers. Income...
Provides energy efficiency incentives for small businesses in Pawtucket including home-based businesses. Covers 50-70% o...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Pawtucket, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pawtucket, 16 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.