Georgia Dream Homeownership Program

Georgia Housing and Finance Authority

Available Down Payment

About This Program

GHFA program offering down payment and closing cost assistance for first-time and repeat homebuyers in Georgia. Provides competitive interest rates and up to $15,000 in forgivable assistance. Must complete homebuyer education.

Forgivable down payment assistance, forgiven after 15 years

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 down payment assistance
  • Forgivable after 15 years of occupancy
  • Competitive interest rates available
  • Must complete homebuyer education course
  • Available to first-time and repeat buyers

How to Apply

A grant-savvy contractor in Peachtree City, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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