Texas First-Time Homebuyer Mortgage Program

Texas State Affordable Housing Corporation (TSAHC)

Available Down Payment

About This Program

Below-market interest rate mortgages and down payment assistance grants for first-time homebuyers in Texas. Income and purchase price limits apply. Down payment assistance available as grant or forgivable second lien. Must complete homebuyer education.

Down payment assistance varies by program; typical grant amount

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-rate mortgage + down payment assistance
  • First-time buyers or no ownership in past 3 years
  • Income limits vary by county (typically 115-140% AMI)
  • Purchase price limits apply
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Pecos, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing; check for current rate lock availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pecos, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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