Find grants, rebates, forgivable loans, and free programs for Pequannock, NJ, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pequannock, NJ, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by NJ DCA that provides free energy efficiency improvements to income-qualified ho...
State and HUD-funded program to remove lead-based paint hazards from homes built before 1978 where children under 6 resi...
County-administered CDBG program providing forgivable loans for major home repairs to owner-occupied homes in Morris Cou...
Provides emergency repair grants for income-qualified Morris County homeowners facing urgent health and safety hazards. ...
Provides grants for accessibility modifications to enable persons with disabilities to remain safely in their homes. Cov...
State program providing grants and low-interest loans for failing septic system replacement in eligible municipalities. ...
Utility rebate for JCP&L residential customers who install qualifying high-efficiency central air conditioners or heat p...
State incentive for installation of air-source or ground-source heat pumps in New Jersey homes. Rebates range from $500 ...
Comprehensive whole-home energy upgrade program with rebates for insulation, air sealing, duct sealing, and HVAC improve...
New Jersey's Successor Solar Incentive Program allows homeowners to earn Solar Renewable Energy Certificates (SRECs) for...
New Jersey Natural Gas customers in Pequannock can receive rebates for high-efficiency natural gas furnaces, boilers, wa...
Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or ...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Qualifyin...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside, or ...
Federal HOME Investment Partnerships Program administered by NJ DCA provides forgivable loans for substantial rehabilita...
Property Tax Reimbursement program (Senior Freeze) reimburses eligible senior and disabled homeowners for property tax i...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) provides property tax relief to homeowners and ren...
Qualified disabled veterans (100% permanent and total service-connected disability) are exempt from all property taxes o...
Federal program providing heating assistance to low-income households. Benefit amounts vary by household size, income, a...
Provides monthly credits on electric and/or natural gas bills for income-qualified New Jersey households. Benefit amount...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Pequannock, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pequannock, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.