Find grants, rebates, forgivable loans, and free programs for Peru, IN, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Peru, IN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
NIPSCO provides rebates for qualifying energy-efficient improvements including high-efficiency furnaces, air conditioner...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Down payment and closing cost assistance for first-time homebuyers in Indiana. Combines a below-market-rate mortgage wit...
USDA program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Covers access...
Zero-interest deferred loan for accessibility modifications to help disabled or elderly homeowners remain in their homes...
Federal Inflation Reduction Act rebate for whole-home energy efficiency upgrades that achieve at least 20% modeled energ...
Federal IRA rebates for electric appliances and upgrades. Up to $8,000 for heat pump HVAC, $1,750 for heat pump water he...
Free home energy assessment and efficiency improvements for income-qualified NIPSCO customers. Services include insulati...
Federal tax credit covering 30% of the cost of installing solar panels and battery storage on your home. Applies to equi...
Indiana property tax deduction for homeowners age 65+ or with a disability. Deduction amount varies by county; in Miami ...
Indiana's property tax cap limits taxes on owner-occupied primary residences (homesteads) to 1% of the property's gross ...
Federal HOME funds for comprehensive housing rehabilitation for income-qualified homeowners. Provides forgivable loans f...
Tax credits for qualified rehabilitation of historic properties listed on the National Register or located in a designat...
Assistance program for low-income homeowners needing asbestos abatement in pre-1980 homes. Particularly important in Per...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Peru, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Peru, 13 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.