Home Improvement Grants in Peru.

Find grants, rebates, forgivable loans, and free programs for Peru, IN, filtered to your situation.

As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Peru, IN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 20 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $4,500 in rebates

NIPSCO Energy Efficiency Rebates

NIPSCO provides rebates for qualifying energy-efficient improvements including high-efficiency furnaces, air conditioner...

Energy
Free lead hazard remediation

Indiana Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...

Home Repair
Up to $7,500 down payment assistance

Next Home - First-Time Homebuyer Program

Down payment and closing cost assistance for first-time homebuyers in Indiana. Combines a below-market-rate mortgage wit...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Covers access...

Veterans
Up to $15,000 deferred loan

Indiana Home & Community Accessibility Program

Zero-interest deferred loan for accessibility modifications to help disabled or elderly homeowners remain in their homes...

Seniors & Disability
Up to $8,000 for whole-home retrofits

Energy Star Home Upgrade Rebate (HOMES)

Federal Inflation Reduction Act rebate for whole-home energy efficiency upgrades that achieve at least 20% modeled energ...

Weatherization
Up to $14,000 in appliance rebates

High-Efficiency Electric Home Rebate (HEEHRA)

Federal IRA rebates for electric appliances and upgrades. Up to $8,000 for heat pump HVAC, $1,750 for heat pump water he...

Energy
Free energy efficiency upgrades

NIPSCO Income-Qualified Efficiency Program

Free home energy assessment and efficiency improvements for income-qualified NIPSCO customers. Services include insulati...

Energy
30% tax credit on system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the cost of installing solar panels and battery storage on your home. Applies to equi...

Solar/Renewable
Property tax deduction, varies by assessment

Indiana Property Tax Deduction for Seniors/Disabled

Indiana property tax deduction for homeowners age 65+ or with a disability. Deduction amount varies by county; in Miami ...

Property Tax Relief
Caps tax at 1% of assessed value for homesteads

Property Tax Cap (Circuit Breaker) Credit

Indiana's property tax cap limits taxes on owner-occupied primary residences (homesteads) to 1% of the property's gross ...

Property Tax Relief
Up to $30,000 forgivable loan

HOME Investment Partnerships Program

Federal HOME funds for comprehensive housing rehabilitation for income-qualified homeowners. Provides forgivable loans f...

Home Repair
20% state + 20% federal tax credit

Indiana Historic Preservation Tax Credit

Tax credits for qualified rehabilitation of historic properties listed on the National Register or located in a designat...

Historic
Assistance varies by project

Indiana Asbestos Abatement Assistance

Assistance program for low-income homeowners needing asbestos abatement in pre-1980 homes. Particularly important in Per...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Peru

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Peru, IN?

20 programs are currently listed for Peru, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Peru have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Peru, 13 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Peru?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.