Find grants, rebates, forgivable loans, and free programs for Pharr, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pharr, TX, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides comprehensive housing rehabilitation for owner-occupied homes in Pharr with income at or below 80% AMI. Loan is...
Provides emergency repairs for owner-occupied homes in Pharr when conditions pose immediate health or safety threats. Av...
Provides accessibility modifications for Pharr homeowners with household members who have disabilities. Covers ramps, gr...
Federal weatherization program administered by TDHCA through Hidalgo County Community Service Agency. Provides free ener...
Rebate for AEP Texas residential customers who install qualifying high-efficiency heat pump systems. Rebate amounts vary...
Rebate for AEP Texas residential customers who complete a professional A/C tune-up with a participating contractor. Help...
Rebate for AEP Texas customers who add attic or wall insulation to their homes. Helps reduce heating and cooling costs b...
Rebate for AEP Texas residential customers who purchase and install qualifying smart thermostats. Smart thermostats opti...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their h...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Fo...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. For v...
Federal HOME funds administered by TDHCA for owner-occupied housing rehabilitation in participating Texas communities. P...
HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 with children under age 6....
Provides below-market interest rate mortgages and down payment assistance for first-time homebuyers in Texas. Available ...
Federal Investment Tax Credit (ITC) allows homeowners to deduct 30% of solar installation costs from federal taxes throu...
Provides minor home repairs for low-income seniors age 60+ in Hidalgo County. Covers emergency repairs that affect healt...
Provides financial assistance to low-income Hidalgo County homeowners for repair or replacement of failing septic system...
Texas offers additional homestead exemptions for homeowners age 65 or older and those with disabilities. Provides reduct...
Provides long-term disaster recovery assistance to homeowners affected by federally declared disasters. Helps repair or ...
Rebate for AEP Texas residential customers who install ENERGY STAR certified variable-speed pool pumps. Variable-speed p...
Provides rebates for Pharr water customers who install water-efficient fixtures and appliances such as low-flow toilets,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Pharr, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pharr, 14 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.