FEMA Increased Cost of Compliance (ICC) Coverage

About This Program

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a substantially or repetitively damaged home into compliance with local floodplain ordinances. Eligible uses include elevating, floodproofing, demolishing, or relocating your structure. If your home is declared substantially damaged after a flood, contact your flood insurance carrier to file an ICC claim.

Must hold an NFIP flood insurance policy and receive a substantial damage determination

Key Details

• Included automatically in all NFIP flood insurance policies
• Pays up to $30,000 for elevation, floodproofing, demolition, or relocation
• Triggered when home is declared substantially or repetitively damaged
• File claim with your flood insurance carrier — not a separate application
• Partial advance payment of up to $15,000 available once permits are in place

How to Apply

Deadline: File within 60 days of a substantial damage determination