HUD / Clarifi (formerly Consumer Credit Counseling Service of Delaware Valley)
Free or low-cost HUD-approved housing counseling and homebuyer education provided by Clarifi, a leading HUD-approved counseling agency serving the Philadelphia region. Services include pre-purchase homebuyer education, financial coaching, credit counseling, and foreclosure prevention. Completion certificate is required for the Philadelphia Homeownership Assistance Program and Philly First Home down payment assistance.
Free service, often required to qualify for down payment assistance
Deadline: Ongoing, classes offered regularly
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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