Florida SHIP First-Time Homebuyer Assistance

Pinellas County Housing Finance Authority / Florida SHIP

Available Down Payment

About This Program

State Housing Initiatives Partnership (SHIP) program providing down payment and closing cost assistance for first-time homebuyers in Pinellas Park. Forgivable loan structure based on 5-year occupancy requirement.

Forgivable loan for down payment and closing costs, forgiven after 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $25,000 for down payment and closing costs
  • First-time homebuyers with income ≤140% AMI
  • Forgivable after 5 years of owner-occupancy
  • Must complete homebuyer education course
  • Available for homes in Pinellas Park

How to Apply

A grant-savvy contractor in Pinellas Park, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

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