MassHousing ONE Mortgage Program

Massachusetts Housing Finance Agency (MassHousing)

Available Down Payment

About This Program

Affordable mortgage program offering low fixed interest rates plus optional down payment and closing cost assistance up to $15,000 for first-time homebuyers and repeat buyers in designated communities. Income limits apply based on household size and location.

Down payment assistance is a separate loan at 0% interest, deferred for the life of the first mortgage

Key Details

  • Low fixed interest rates for first mortgage
  • Up to $15,000 down payment/closing cost help
  • Down payment assistance at 0% interest
  • Income limits apply (typically up to 100% AMI)
  • Available in Pittsfield and statewide

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 469-9663

A grant-savvy contractor in Pittsfield, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Pittsfield, MA contractors

Find More Programs in Pittsfield, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs