Find grants, rebates, forgivable loans, and free programs for Pittsfield, MA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Pittsfield, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Comprehensive energy efficiency program offering no-cost home energy assessments and up to 100% rebates on insulation, a...
Rebates for installation of ductless mini-split or central air-source heat pumps. Income-eligible customers may receive ...
Solar incentive program combining federal 30% tax credit with Massachusetts SMART program incentives. Homeowners earn pa...
Federally-funded weatherization program providing free energy efficiency improvements for income-eligible households. In...
CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income owner-occupants in Pit...
Emergency grant program for owner-occupants facing immediate health and safety hazards. Covers urgent repairs including ...
Provides free lead hazard inspection, risk assessment, and abatement services for homes built before 1978 where children...
Forgivable loan program for accessibility modifications enabling disabled or elderly residents to remain safely in their...
Helps low-income seniors age 60+ make minor safety repairs and modifications to prevent falls and enable aging in place....
Provides loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas of Berkshir...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Assists veterans with certain service-connected disabilities to adapt their homes for independent living. Covers modific...
Low-interest loan program for repair or replacement of failed or inadequate septic systems in Massachusetts. Fixed 3% in...
Affordable mortgage program offering low fixed interest rates plus optional down payment and closing cost assistance up ...
HUD HOME-funded program providing grants and deferred loans for homeowner rehabilitation in Berkshire County. Assists lo...
Financial assistance for income-qualified homeowners required to connect to municipal water or sewer service when servic...
State and federal tax credits totaling up to 40% for qualified rehabilitation of income-producing historic properties li...
Rebates for high-efficiency heating and cooling equipment including gas furnaces, boilers, water heaters, and central ai...
Natural gas customers receive rebates for energy-efficient equipment including furnaces, boilers, water heaters, and pro...
Low-interest loan program for solar photovoltaic systems and battery storage. Loans start at 4.49% APR with terms up to ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Pittsfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Pittsfield, 14 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.