Find grants, rebates, forgivable loans, and free programs for Plainfield, NJ, filtered to your situation.
As of June 2026, 21 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Plainfield, NJ, with individual awards up to $126,526. 2 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest loan program for repair or replacement of private sewer lateral lines. Available to Plainfield homeowners w...
Cost-sharing program for replacement of lead or galvanized water service lines on private property. PMUA covers 50% of r...
Federal WAP program administered by New Jersey to reduce energy costs for low-income households. Provides free energy au...
Low-interest home improvement loan for New Jersey homeowners. Funds can be used for repairs, improvements, or energy-eff...
State-funded lead hazard control program for homes built before 1978 with children under age 6. Provides free lead inspe...
Comprehensive home energy efficiency program offering rebates for insulation, air sealing, HVAC upgrades, and other impr...
Rebates for high-efficiency heating and cooling equipment for PSEG electric customers in Plainfield. Includes rebates fo...
Rebate for installation of ENERGY STAR certified electric heat pump water heaters. Available to PSEG electric customers ...
Rebate for installation of high-efficiency natural gas furnaces (AFUE 95% or higher) for Elizabethtown Gas customers in ...
Rebate for installation of ENERGY STAR certified natural gas water heaters and tankless water heaters for Elizabethtown ...
Performance-based solar incentive program for residential solar installations in New Jersey. Homeowners receive Solar Re...
New Jersey exempts solar energy systems and equipment from the state's 6.625% sales tax. This exemption applies to resid...
New Jersey law exempts the added value of solar energy systems from property tax assessments. Installing solar panels in...
Federal program providing grants up to $10,000 for seniors 62+ and loans up to $40,000 for very low-income homeowners to...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities to adapt their home. Available to veterans who are blind ...
Grant for veterans to make medically necessary improvements to their home. Available to veterans receiving VA medical ca...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
21 programs are currently listed for Plainfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Plainfield, 13 programs do not require repayment, 0 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.