Find grants, rebates, forgivable loans, and free programs for Plano, TX, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Plano, TX, with individual awards up to $726,200. 8 programs target seniors, 3 serve veterans, and 18 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that helps low-income Texans reduce energy costs by making their homes more energy efficient. S...
Rebate program for Oncor customers who purchase and install qualifying ENERGY STAR certified smart thermostats. Rebates ...
Discounted air conditioning tune-up service for Oncor customers to improve cooling efficiency and reduce energy bills. A...
Rebate for Oncor customers who install qualifying high-efficiency heat pump systems. Rebate amounts vary based on system...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified Plano homeowners. Loan is forg...
Grant program for immediate health and safety repairs to homes of income-qualified Plano residents. Priority given to el...
CDBG-funded program providing grants and forgivable loans for ADA accessibility modifications to homes of disabled Plano...
Grant program specifically for Plano seniors age 62 and older needing minor home repairs and safety improvements. Covers...
City rebate program encouraging residential solar panel installation in Plano. Rebate amount based on system size and ca...
Rebate for Plano residents who upgrade to high-efficiency electric or heat pump water heaters. Program incentivizes ener...
Low-interest loan program to help Plano homeowners repair or replace damaged private sewer lateral lines connecting home...
Rebate program for Plano homeowners who install ENERGY STAR certified replacement windows. Helps offset the cost of upgr...
Federal program offering loans and grants to very low-income homeowners in eligible rural areas near Plano to repair, im...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to adapt a home to accommodate mobility needs. Smaller be...
Low-interest home loan program exclusively for Texas veterans. Offers competitive fixed interest rates, flexible credit ...
Federally funded weatherization program administered by CAPCC serving Collin County residents including Plano. Provides ...
Federal HOME funds distributed by TDHCA to local governments and nonprofits for affordable housing activities. May inclu...
State-administered program to reduce lead-based paint hazards in homes built before 1978 where young children reside. Se...
Additional homestead exemption of $10,000 for homeowners age 65 or older in Collin County. Reduces property tax burden f...
Additional homestead exemption of $10,000 for disabled homeowners in Collin County who qualify for Social Security disab...
Free virtual or in-home energy assessment for Oncor customers to identify energy-saving opportunities. Professional audi...
Rebate for Atmos Energy natural gas customers who install qualifying high-efficiency gas furnaces. Rebate tiers based on...
Rebate for Atmos Energy customers who install qualifying high-efficiency tankless natural gas water heaters. Promotes on...
HUD-approved homebuyer education workshops covering budgeting, credit, mortgages, and home maintenance. Certificate of c...
Down payment and closing cost assistance for first-time homebuyers purchasing in Collin County including Plano. Forgivab...
CDBG-DR federal funds administered by Texas GLO for homeowners affected by federally declared disasters. Covers repair, ...
CDBG-funded assistance for critical foundation repairs threatening structural integrity of homes owned by income-qualifi...
Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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33 programs are currently listed for Plano, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Plano, 19 programs do not require repayment, 4 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.