Find grants, rebates, forgivable loans, and free programs for Plattsburgh, NY, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Plattsburgh, NY, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low- and moderate-income homeowners in Plattsburgh for comprehensive home repairs and rehab...
Provides emergency repair grants for owner-occupied homes in Plattsburgh facing immediate health and safety threats. Ava...
Federal and state-funded weatherization services for income-eligible households in Clinton County. Includes comprehensiv...
Provides no-cost comprehensive energy efficiency upgrades to income-eligible New York households. Services include insul...
State-funded program to remove lead hazards in homes where a child under 6 has an elevated blood lead level. Provides fr...
Rebates for National Grid customers who install high-efficiency heating and cooling systems. Includes air source heat pu...
Rebates for National Grid customers who install qualifying insulation in attics, walls, basements, or crawl spaces. Pre-...
Rebates for National Grid natural gas customers who install high-efficiency water heaters or heat pump water heaters. Re...
New York State offers a 25% tax credit for residential solar installations, up to $5,000. This credit can be combined wi...
USDA provides loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas near Plattsburg...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. Eligi...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Eligible disabilities inclu...
Federal HOME funds administered by Clinton County for comprehensive rehabilitation of owner-occupied homes for low- and ...
Provides grants to seniors 60+ in Clinton County for home modifications that improve accessibility and allow aging in pl...
Provides partial reimbursement for repairs to private sewer laterals from the home to the city main line. Available to i...
School Tax Relief (STAR) program provides property tax relief to New York homeowners. Enhanced STAR is available for sen...
County-administered program providing forgivable loans for comprehensive home rehabilitation in Clinton County. Covers m...
New York State rebates for air source and ground source heat pump installations. Rebate amounts vary by system type, eff...
Enhanced solar incentives for low- to moderate-income New York homeowners. Provides additional financial support on top ...
State-funded program providing free home health and safety assessments and interventions. Addresses asthma triggers, lea...
Tax credit equal to 20% of qualified rehabilitation expenditures for historic owner-occupied homes in New York State. Pr...
Provides grants to New York homeowners to modify their homes for residents with physical disabilities. Covers wheelchair...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Plattsburgh, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Plattsburgh, 18 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.