Individual Development Account (IDA) for Homeownership

Community Housing Development Corporation (CHDC)

Waitlist Down Payment

About This Program

Matched savings program for low-income first-time homebuyers in Contra Costa County. Participants save $2,000-$4,000 over 18-24 months; savings are matched 4:1 or 2:1 for down payment and closing costs. Includes financial education and homebuyer counseling.

Total matched savings for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Matched savings up to $8,000 for down payment
  • Save $2,000-$4,000; match is 4:1 or 2:1
  • For first-time homebuyers with low income
  • Includes financial education and counseling
  • Limited enrollment; check for openings

How to Apply

A grant-savvy contractor in Pleasant Hill, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Limited enrollment; check for openings

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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