Find grants, rebates, forgivable loans, and free programs for Plymouth, MA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Plymouth, MA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program providing free energy efficiency improvements to income-eligible households. Ser...
Low-interest loan program for repair, upgrade, or replacement of failing septic systems. Loans up to $40,000 at below-ma...
Provides forgivable loans for major home repairs and rehabilitation for low-income homeowners in Plymouth. Loan is forgi...
State-funded program providing free lead paint inspection, risk assessment, and full deleading for homes where a child u...
Rebates for air-source and ground-source heat pump installations through Mass Save partnership. Qualified customers may ...
Covers 75% of insulation costs for all customers, or 100% for income-eligible households. Includes attic, wall, and base...
Rebate for installation of solar domestic hot water systems. Systems must be installed by a qualified contractor and mee...
Allows Plymouth seniors age 60+ to earn property tax credits by volunteering in town departments. Participants may earn ...
Provides grants for accessibility modifications to enable disabled household members to remain safely in their homes. El...
Grants up to $7,500 for very low-income seniors (62+) to remove health and safety hazards. Loans up to $20,000 at 1% int...
Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers m...
Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificat...
Rebates on ENERGY STAR appliances, water heaters, smart thermostats, and other efficiency measures. Instant discounts av...
Solar Massachusetts Renewable Target (SMART) program provides per-kilowatt-hour incentives for solar installations. Paym...
Federal HOME funds for substantial rehabilitation of owner-occupied housing for low-income households. Forgivable loan s...
Property tax exemption for seniors age 70+ who meet income and asset limits. Exempts up to $1,000 of assessed property v...
Allows property owners to finance the cost of water or sewer connection through a betterment lien. Costs are added to pr...
Affordable mortgage program for first-time homebuyers in Massachusetts. Offers competitive rates, down payment assistanc...
Federal Low Income Home Energy Assistance Program (LIHEAP) helps eligible households pay heating bills. Benefit amount b...
Refundable state tax credit for seniors age 65+ who pay high property taxes or rent relative to income. Credit equals po...
Free HUD-approved housing counseling for Plymouth residents. Services include homebuyer education, foreclosure preventio...
Emergency grant for critical repairs posing immediate threat to health and safety of very low-income Plymouth homeowners...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Plymouth, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Plymouth, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.