Home Improvement Grants in Polson.

Find grants, rebates, forgivable loans, and free programs for Polson, MT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Polson, MT, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Montana Weatherization Assistance Program (WAP)

Federally-funded program providing free energy efficiency improvements to low-income households. Services include insula...

Weatherization
Up to $35,000 loan

Montana Housing Finance Authority Rehabilitation Loan

Low-interest loan program for homeowners needing major repairs or rehabilitation. Fixed interest rates below market rate...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering low-interest loans up to $27,500 and grants up to $10,000 (for seniors 62+) to repair, improve, or...

Home Repair
Up to $1,000 rebate

Flathead Electric Cooperative Heat Pump Rebate

Rebate for qualifying electric heat pump installations. Ductless mini-split and ducted air-source heat pumps eligible. M...

Energy
Up to $500 rebate

Flathead Electric Water Heater Rebate

Rebate for electric heat pump water heaters and high-efficiency electric water heaters. Rebate amount varies based on ta...

Energy
Up to $500 rebate

Flathead Electric Insulation Rebate

Rebate for adding insulation to attics, walls, and crawl spaces. Must meet minimum R-value requirements and be installed...

Weatherization
Up to $7,500 grant

Lake County Septic System Upgrade Grant

Grant program to help homeowners repair or replace failing septic systems in Lake County. Priority given to systems near...

Home Repair
Up to $9,000 in weatherization services

CSKT Tribal Weatherization Program

Free weatherization services for tribal members and low-income residents on the Flathead Reservation. Includes insulatio...

Weatherization
Up to $15,000 grant

CSKT Tribal Housing Repair Program

Grant program for tribal members and residents on Flathead Reservation needing major home repairs. Covers structural, ro...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home for wheelchair accessibility...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with specific service-connected disabilities (blindness or loss of use of both hands) to adapt a home...

Veterans
Free lead hazard removal

Montana Lead-Based Paint Hazard Reduction Program

Free lead hazard reduction services for homes built before 1978 with children under 6 or pregnant women. Services includ...

Home Repair
Up to $1,000 annual tax reduction

Montana Elderly/Disabled Property Tax Assistance

Property tax assistance for homeowners age 62+ or permanently disabled with household income below $45,000. Reduces prop...

Property Tax Relief
Up to $3,500 grant

Northwestern Montana Senior Home Repair

Emergency and minor home repair grants for low-income seniors age 60+ in Lake County. Covers repairs necessary to mainta...

Seniors & Disability
Up to $2,000 in combined rebates

NorthWestern Energy Home Efficiency Rebates

Rebates for natural gas customers who complete energy efficiency upgrades including insulation, windows, furnaces, water...

Energy
Up to $20,000 for owner-occupied rehab

Montana HOME Investment Partnerships

Federal HOME funds administered locally for owner-occupied housing rehabilitation. Assists low-income homeowners with ma...

Home Repair
Up to $2,500 weatherization services

Montana LIHEAP Weatherization Supplement

Emergency weatherization services for LIHEAP-eligible households. Covers furnace repair/replacement, minor weatherizatio...

Energy
Up to $10,000 grant

Montana Accessibility Modification Program

Grants for home modifications to improve accessibility for people with disabilities. Covers wheelchair ramps, widened do...

Seniors & Disability
Up to $50,000 loan (renewable energy systems)

Montana Alternative Energy Loan & Grant Program

Low-interest loans for residential solar and other renewable energy systems. Loan amounts up to $50,000 for solar PV, so...

Solar/Renewable
30% of system cost (tax credit)

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system. Includes solar panels, inverters, insta...

Solar/Renewable
Up to $1,000 annual rebate

Montana Property Tax Rebate (Elderly & Low-Income)

Property tax rebate for homeowners and renters age 62+ or with qualifying disabilities and household income below limits...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Polson

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Frequently asked questions

What home improvement grants are available in Polson, MT?

25 programs are currently listed for Polson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Polson have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Polson, 17 programs do not require repayment, 0 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Polson?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.