Find grants, rebates, forgivable loans, and free programs for Ponca City, OK, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ponca City, OK, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income owner-occupants in Ponca City. Loan is forgiven after 5 y...
Provides emergency repair grants for very low-income owner-occupants in Ponca City facing immediate health or safety haz...
Provides home repair grants for low-income senior homeowners age 62 and older in Ponca City. Covers necessary repairs an...
Provides grants for accessibility modifications to homes occupied by persons with disabilities in Ponca City. Covers ram...
State-funded rehabilitation program for low-income homeowners in Oklahoma. Provides forgivable loans for essential home ...
Oklahoma's state weatherization assistance program funded by the U.S. Department of Energy. Provides free energy efficie...
Oklahoma State Department of Health program providing free lead testing, risk assessment, and referrals for lead hazard ...
ONG customers in Ponca City can receive rebates for qualifying high-efficiency natural gas equipment including furnaces,...
Rebate for installing qualifying high-efficiency natural gas furnaces (95% AFUE or higher) for ONG customers in Ponca Ci...
ONG offers rebates for qualifying high-efficiency natural gas water heaters including tankless and conventional storage ...
PSO electric customers in Ponca City can receive rebates for installing qualifying high-efficiency electric heat pumps. ...
PSO offers rebates for purchasing and installing qualifying ENERGY STAR certified smart thermostats. Smart thermostats o...
USDA provides grants to very low-income homeowners age 62 or older in eligible rural areas to remove health and safety h...
Very low-interest loan (1%) for very low-income homeowners in eligible rural areas including Ponca City. Loans can be us...
VA grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their disabi...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resi...
HUD HOME-funded rehabilitation program for low-to-moderate income homeowners in Ponca City. Provides forgivable loans fo...
Assistance for low-income Ponca City homeowners to repair or replace damaged sewer laterals on private property. Damaged...
Grant assistance for low-income homeowners to replace aging or leaking water service lines from the main to the home. He...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Ponca City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ponca City, 14 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.