Chatham County First-Time Homebuyer Assistance

Chatham County Community Development

Waitlist Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Chatham County. Forgivable loan secured by second mortgage. Forgiven after 5 years of owner-occupancy. Income and purchase price limits apply.

Forgivable loan, no repayment if you stay in the home 5 years

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $10,000
  • First-time homebuyers in Chatham County
  • Income limits up to 120% AMI
  • Forgivable after 5 years of owner-occupancy
  • Currently on waitlist, check for reopening

How to Apply

A grant-savvy contractor in Pooler, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Waitlist currently active, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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