Home Improvement Grants in Poquoson.

Find grants, rebates, forgivable loans, and free programs for Poquoson, VA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Poquoson, VA, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 low-interest loan

Virginia Housing Rehabilitation Loan

Low-interest rehabilitation loans for Virginia homeowners to make essential repairs and improvements to their primary re...

Home Repair
Up to $8,500 in weatherization services

Virginia Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency upgrades to low-income households in Virginia. Services includ...

Weatherization
Free lead hazard testing and abatement

Virginia Lead-Based Paint Hazard Reduction Program

HUD-funded program providing free lead hazard inspections and abatement services for pre-1978 homes with children under ...

Home Repair
Up to $800 rebate

Dominion Energy Heat Pump Rebate

Rebate for Dominion Energy electric customers who install qualifying high-efficiency air-source or geothermal heat pumps...

Energy
Up to $500 rebate

Dominion Energy Home Insulation Rebate

Rebate for Dominion Energy customers who add qualifying insulation to attics, walls, or crawl spaces. Requires energy au...

Weatherization
Bill credits for solar energy

Dominion Energy Solar Purchase Program

Net metering program for Dominion Energy customers who install solar panels. Excess energy produced is credited to your ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Grant...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability need...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resides...

Veterans
Up to $3,500 grant

Peninsula Agency on Aging Home Repair Program

Emergency home repair grants for low-income seniors age 60 and older in the Peninsula area. Addresses urgent health and ...

Seniors & Disability
30% tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system on your home. Credit reduces your ...

Solar/Renewable
Up to $15,000 low-interest loan

Virginia Onsite Sewage System Repair Program

Low-interest loans for homeowners to repair or replace failing onsite sewage systems (septic tanks and drainfields). Pro...

Home Repair
Up to $500 rebate

Dominion Energy Heat Pump Water Heater Rebate

Rebate for Dominion Energy electric customers who install ENERGY STAR certified heat pump water heaters. Heat pump water...

Energy
Varies by disaster

Virginia RESTORE Program

State disaster recovery program activated after federally declared disasters to help homeowners and renters with unmet n...

Disaster
Up to $600 average assistance

Virginia Energy Assistance Program (LIHEAP)

Federally funded program providing energy bill payment assistance to low-income households. Helps with heating and cooli...

Energy
Varies by damage

Virginia Rebuild and Recover Program

Community Development Block Grant - Disaster Recovery program activated when Virginia receives federal CDBG-DR funds. Pr...

Disaster
Up to $85 rebate

Dominion Energy Smart Thermostat Rebate

Rebate for Dominion Energy electric customers who purchase and install qualifying ENERGY STAR smart thermostats. Smart t...

Energy
Varies by property value

Virginia PACE (Property Assessed Clean Energy)

Property-assessed financing for energy efficiency and renewable energy improvements. Repaid through property tax bill ov...

Solar/Renewable
Varies by local ordinance

Virginia Real Estate Tax Relief for Elderly and Disabled

Virginia law allows localities to provide real estate tax relief for elderly (65+) and permanently disabled residents wh...

Property Tax Relief
Up to $5,000 grant

Virginia Emergency Home Repair for Seniors

Emergency home repair grants for low-income seniors age 60 and older to address urgent health and safety issues. Adminis...

Emergency
Up to $30,000 low-interest loan

Virginia Assistive Technology Loan Fund Authority (ATLFA)

Low-interest loans for Virginians with disabilities to purchase assistive technology and make home modifications. Covers...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Poquoson

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Frequently asked questions

What home improvement grants are available in Poquoson, VA?

26 programs are currently listed for Poquoson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Poquoson have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Poquoson, 17 programs do not require repayment, 0 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Poquoson?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.