Florida Housing First Mortgage Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Florida Housing provides below-market rate first mortgages for eligible first-time homebuyers, combined with optional down payment and closing cost assistance. Must use participating lender and meet income limits.

Down payment assistance varies; competitive interest rate savings over loan term

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market mortgage rates for first-time buyers
  • Optional down payment assistance up to $10,000
  • Income limits apply (typically 140% AMI or below)
  • Must complete homebuyer education
  • Available through participating FL lenders

How to Apply

A grant-savvy contractor in Port Orange, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Port Orange, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs