Florida SHIP Down Payment Assistance

Florida Housing Finance Corporation / Volusia County

Available Down Payment

About This Program

State Housing Initiatives Partnership program provides down payment and closing cost assistance to low- and moderate-income first-time homebuyers in Volusia County. Forgivable loan that converts to a grant after 5-15 years of owner-occupancy.

Forgivable second mortgage for down payment and closing costs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $45,000 for down payment and closing costs
  • Income at or below 140% area median income
  • First-time homebuyers prioritized
  • Forgivable after 5-15 years of occupancy
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Port Orange, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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